Tuesday, June 16, 2015


The only Budget Book
by Lauren Welch

Do you find the idea of cleaning toilets more interesting (and even more rewarding!) than talking about budgets? Does having (and following) a budget scare you?

Do you want to successfully live with a budget but no matter what you have tried, you have not been able to successful make, keep and track your financial life with a budget?

This electronic, downloadable book is written to anyone looking to get into, fall in love (or back in love) with or receive tips and resources to get started on the right track to being successful financially, with budgets.

It sure is the dreaded b..b…b “B” word and for good reason! Budgets make people scared, confused and self conscious and let’s be honest, most of the time we would rather just not do it. If this is you, grab this good read and get back on track.

Lauren writes in a fun but educational way that brings the important topic the time and respect it needs.

Once downloaded and saved or printed, it can truly be “The only Budget Book” you will ever need.

…and thank goodness for that!

My Impressions:
Who does not need a good budget book? I know I am always on the lookout for new and creative ways to teach my high school kids practical, hands on ways to manage their money. So when I say this book I was real excited to see what type of information I could squeeze from the author and apply to my kids.

This book reminded me alot of Dave Ramsey with the way the budgets are arranged and how you spend and track your money. As with most finance books, it can be a little dry, but Lauren makes up for it by adding in her own humor to spice things up a bit and breath some life into the pages. I am a excel/word freak, so I really appreciated the excel spreadsheet that was provided so I could put Laurens information into practice to see how it would work for my family. Making a family budget comes down to comprise, sacrifice, and really being able to talk things out.  

This is a nice budget book for the newbie and even for ones wanting to find some new ideas to tighten their budget up. 


Lauren will be awarding a $10 Amazon or B/N GC to a randomly drawn winner via rafflecopter during the tour.

a Rafflecopter giveaway  

The author is offering $3 off the purchase of her book if you buy it from her website (http://www.thrivefinancialcounseling.com/the-only-budget-book/) and use the coupon code BOOKTOUR (expires 6/21/15)

Enjoy an EXCERPT:

New phones? Sure! Of course! No problem. Where does the money come from? Who cares! There goes your budget plan. New car? Sure! Of course! No Problem! (see where I am going?) While a budget is a livable, breathing document and changes can be made, changes need to be made carefully and with consideration. If there is no room in the budget this month, there might be room next month. If it is a necessity, how can you make changes to move money over for this purchase?

It seems like you are ready to get to work! You have found, planned for, and killed anything keeping you from financial success, communicated with your spouse or accountability partner and learned how to work through financial challenges. Are you ready?!

AUTHOR Bio and Links:

Lauren Welch is an Accredited Financial Counselor, a financial counselor and owner of Thrive Financial Counseling (http://www.thrivefinancialcounseling.com/home.html).  Lauren has clocked many hours working with individuals. children, high schoolers and families with financial challenges from debt disasters, the brick of bankruptcy, messy budgets and educating individuals without any past financial education to grow successfully and believe in themselves as managers of their money.  Lauren specializes in working one-on-one with families to come up with money management plans, budgets and debt payment plans that work with each unique family. Lauren has a unique way of looking at financial challenges, opportunities for change,  and helping people learn financial skills to last a lifetime.

Lauren focuses on the importance of individuals of our community, working with non-profits to help provide education, being proactive vs. reactive to the helping support their needs to be financially sufficient and empowered to getting out of poverty.

In April 2015, Lauren self-published her first e-book, The Only Budget Book, (you will ever need and thank goodness for that!) to impress the importance of the #1 tool in financial success, making, keeping and utilizing a realistic budget.

Twitter: @Thrive Finance

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